KreditBee Review – How to Get Instant Loan Online in 2 Minutes?

Hey Folks, Today We Are Going to Share With You In-Depth Details & Review of KreditBee App with additional Tips.

We, Will, Share How to Get Instant Loan From Kreditbee App Quickly without having a Salary Account.

So Let’s Get Started Without Wasting Further Time.

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kreditbee review

What is Kreditbee?

KreditBee is an Instant Personal Loan App for People across India, where one can apply for Personal Loan Online up to ₹2 Lakh Directly in your Bank Account.


1- 100% Online process

2- Minimum Documents Required

3- Quick approval

4- Instant bank transfer

kreditbee apply online loan

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Loan Types

Flexi Personal Loan A Flexi loan option where you can avail loans within 15 minutes as direct bank transfer. All you need is your PAN Card, ID Proof & Address Proof.

You can get Loan from ₹1000 to ₹50000 for a tenure varying from 62 days to 6 months.

Personal Loan for Salary A personal loan option where you can avail loans if you are a Salary Based Person. All you need is your PAN Card, ID Proof, Address Proof & Salary Proof.

You can Get Loan from from ₹10000 to ₹2 Lakhs as direct bank transfer for a tenure varying from 3 to 15 months

Online Purchase Loan – Online Purchase Loan is an Option where you can Buy Anything Online Now, Pay Later in EMIs.

Via this option, You can purchase on KreditBee’s partner platforms like Amazon, Flipkart, Myntra, MakeMyTrip, & more through those e-vouchers, & pay KreditBee App later in EMIs.

kreditbee how to get instant loan

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KreditBee Interest Rates, Fees & Charges

Interest Rates-  Interest rates range from 0%-29.95% with an equal monthly interest rate of 0%-2.49% only.

Fees KreditBee charges one-time processing service fee while onboarding or during the upgrade which is ₹30-₹350 depending on the risk profile (for low-risk customers 0%-3%, for very high-risk customers 2.5%-6.5%)

Penalty– Penalty is charged only when someone delays their scheduled repayment.

GST– GST will be applicable to the fees only as per Indian laws.

NOTE– The higher charges are only for loans of the lower amounts & lower repayment tenure.


1- Must be an Indian resident

2- Age should be at least 21 years or more

3- Should have a monthly source of income (For Higher Loans)

4- KYC documents – ID Proof, Address Proof & PAN card Required.

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How To Apply For Loan In Kreditbee?

1- Install KreditBee App from Playstore Here

2- Register through your Facebook or Google account or Login If you have already Registered.

3- Fill your basic details

4- Upload Your KYC documents (ID proof, Address Proof & PAN card)

5- Avail Loan as Instant Bank Transfer or E-Voucher as per your Request.

6- You Will Get Notification Of Your Loan Approval within 15 Minutes.

KreditBee Customer Care Number/Helpline Number

Customer Care Number +918044292200

Email Address[email protected]

Quick Twitter Reply- Tag @kreditbee for the Quick Reply

Kreditbee Company Address

No. 100, 3rd Floor, Above Honda Showroom, Sakshi Nagar, Pai Layout, Bennigana Halli

Bengaluru, Karnataka

Pincode- 560016

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KreditBee App Review

KreditBee is one of the best apps for taking Instant Online Loan in Emergency Conditions.

Interest Rate is good though, But Processing Fees are too high with Low Tenure Days.

Processing Fees and Charges are much Higher than Other Loans Apps. 🙁

The App is Genuine & Help You out When You Need Money the Most Whether You are Student, Worker, HouseWife, or Businessman.

NOTE– You Need To Repayment Your Loan on Time or It will affect Your Pancard Credit Score.

Comment Below If You Need Any Assistance. We, Would Happy to Help You Out. 🙂 

This Post Has One Comment

  1. Rahul

    dont use kreditbee loans, they are charging too much

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